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Occupation · 2026 assessment

Insurance Agent

A Insurance Agent analyses financial data or transactions and is accountable for accurate calculations, compliance and economic decisions. The assessment separates automation of individual tasks from accountability for the professional outcome.

High risk level Search jobs ↗
How risk may change

A forecast estimate, not a guaranteed scenario.

72%2026
76%2028
81%2030
89%2035

Which tasks are exposed

Risk applies to individual tasks—not to a person or an entire occupation.

TaskRisk
collecting and validating data90%
calculating indicators85%
variance analysis81%
risk assessment76%
preparing a conclusion or proposal70%
checking regulatory requirements60%
negotiating terms49%
monitoring decision execution41%

Task map

AI replaces ↔ AI augments

Each task is positioned by AI capability and the degree of human involvement still required.

  1. 1collecting and validating dataAI 90% · human 31%
  2. 2calculating indicatorsAI 85% · human 29%
  3. 3variance analysisAI 81% · human 30%
  4. 4risk assessmentAI 76% · human 41%
  5. 5preparing a conclusion or proposalAI 70% · human 48%
  6. 6checking regulatory requirementsAI 60% · human 42%
  7. 7negotiating termsAI 49% · human 55%
  8. 8monitoring decision executionAI 41% · human 43%

Why technology can change this work

  • AI systems can already perform part of the information and preparation work
  • full automation is constrained by variable real-world conditions
  • a material share of the job follows stable procedures
  • the main inputs and outputs already exist digitally

What protects the occupation

  • financial accountability
  • interpretation of exceptions
  • negotiation and consequence assessment

United States · before tax

Average pay and outlook

Estimated nominal monthly pay. The scenario reflects sector, demand and task resilience; it is not a guarantee of income.

2026$8 400per month
2035$10 650scenario estimate
2026: $8 40020262027: $8 65020272028: $8 85020282029: $9 10020292030: $9 35020302031: $9 60020312032: $9 85020322033: $10 10020332034: $10 40020342035: $10 6502035
Find jobs ↗The partner link may contain referral parameters. Data benchmark: U.S. Bureau of Labor Statistics ↗

Practical next step

Where to move next

Do not restart from zero: carry your experience forward and add scarce skills.

AI Auditor

Emerging role
New role risk24%
DemandHighDifficultyLowTime3–6 monthsSkill fit89%

AI Cost Optimization Analyst

Emerging role
New role risk27%
DemandHighDifficultyLowTime3–6 monthsSkill fit87%

AI Compliance Officer

Emerging role
New role risk22%
DemandHighDifficultyHighTime3–6 yearsSkill fit41%

Financial Analyst

Established resilient role
New role risk45%
DemandMediumDifficultyLowTime3–6 monthsSkill fit81%

ML Model Validator

Emerging role
New role risk20%
DemandHighDifficultyLowTime3–6 monthsSkill fit81%

AI Risk Manager

Emerging role
New role risk19%
DemandHighDifficultyLowTime3–6 monthsSkill fit81%

Job search and transitions

Find work with a lower risk index

Compare adjacent paths and open a current search for the selected occupation.

Skills you already have

  • financial analysis
  • calculation and modelling
  • risk assessment
  • regulatory requirements
  • business communication
  • data control

Skills to build

  • AI document analysis
  • explainable risk models
  • compliance automation
  • anomaly detection
  • data governance
  • scenario modelling
CurrentInsurance Agent · 72%
→
Keepfinancial analysis · calculation and modelling · risk assessment
→
AddAI document analysis · explainable risk models · compliance automation

Sources and update

Updated: 2026-09-26 · Assessment confidence: Medium

International Labour Organization · 2025Generative AI and Jobs: A Refined Global Index of Occupational Exposure

Nearly 30,000 tasks; a global assessment of GenAI exposure across detailed occupational groups.

World Economic Forum · 2025The Future of Jobs Report 2025

A survey of more than 1,000 employers representing over 14 million workers across 55 economies.

O*NET Resource Center · 2026O*NET Database

Occupational, task, skill and work-context structure.